Southern District of Indiana • Evansville Division

Welcome to Chapter 13

Chapter 13 is a method to obtain relief from your creditors while providing a fair means to pay them back as much as you can. It allows you to keep most or all of your property during the time you are paying creditors back, and it permits you to modify some contract payments, interest rates, and length of obligations. It stops most collection actions.

Completion of Chapter 13 generally takes three to five years. It is simple in some ways, and not simple in others. This is meant to answer some of your questions, and make things easier for you.

Still Have Questions?

If you cannot find your answer on our site, contact your attorney. He or she will be able to answer almost all questions, and should be your primary resource.

If you still have questions after talking with your attorney, contact our office and we will attempt to help you. We can answer simple questions over the telephone, but due to the volume we handle anything beyond simple questions must be sent in writing, either by email, mail, or fax. We will answer all correspondence in the order in which is was received as timely as possible.